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Comprehensive Contractor Insurance Services in Wheelersburg, OH

The Right Price Agency, located in Wheelersburg, OH, brings over 38 years of combined experience specializing in contractor insurance services across all 50 states. Navigating insurance for contractors is complex due to the high-risk nature of construction-related trades. Without adequate coverage, contractors face financial exposure from injuries, liability claims, equipment loss, and legal penalties. Our agency addresses these challenges by offering tailored contractor insurance solutions that protect your business, workforce, and assets while keeping costs affordable. Call us today at (713) 562-7340 to learn how we can help you find the right coverage to keep your operations secure.

Why Contractor Insurance Is Essential

Contractors often work in physically demanding and hazardous environments like roofing, masonry, and electrical installations. The risks can include job-site injuries, property damage, vehicle accidents, and liability claims. Insurance coverage isn’t just a regulatory requirement—it safeguards your business’s sustainability.


For example, workers’ compensation insurance handles medical expenses and lost wages if employees are injured on the job. General liability insurance defends your business if a client or third party is harmed or if property is damaged. Commercial auto insurance covers vehicles used for work-related tasks. Skimping on coverage can lead to lawsuits, fines, contract losses, and damage to your reputation that no contractor can afford.

Our Contractor Insurance Services Overview

At The Right Price Agency, we understand each contracting business has unique risks. That’s why we offer customizable insurance products, including:

Workers’ Compensation Insurance

Protect your employees against work-related injuries or illnesses. This coverage pays medical bills, rehabilitation costs, and lost wages while helping you meet state requirements.

General Liability Insurance

Guard your business against claims resulting from property damage, bodily injury, or accidents that occur because of your work. This essential coverage helps protect your assets and legal interests.

Commercial Auto Insurance

Cover your work trucks, fleet vehicles, and company cars for accidents, damage, theft, and liability while they’re on the job.

Contractors Liability Insurance

Specialized policies addressing risks specific to construction sites, including obligations related to subcontractors, equipment rentals, and site safety.

Trades We Serve

We proudly serve a broad spectrum of construction and contracting professionals, including but not limited to:

  • Roofing Contractors
  • Concrete & Masonry Contractors
  • Electrical Contractors
  • Drywall and Framing Contractors
  • Excavating and Landscaping Specialists
  • Plumbing Contractors
  • Painting Contractors
  • General Contractors
  • Tree Service Companies

If you build, maintain, install, or repair, The Right Price Agency has insurance solutions tailored to your trade’s demands.

Why Contractors Trust The Right Price Agency

Experience and Specialization

With over 38 years of focused experience working with contractors, our team understands construction risks intimately. Our founder’s background in building homes, apartments, and commercial projects adds valuable insight.

Wide Market Access

As an independent agency, we’re not tied to one insurer. We compare quotes from nine reputable carriers specializing in high-risk contractor insurance, ensuring you get the best rates and coverage.

Nationwide Service

Although based in Wheelersburg, OH, our contractor insurance services are available across all 50 states. This flexibility supports growing businesses that operate in multiple regions.

Personalized Customer Service

We work closely with you to assess your risks, explain policy options clearly, and tailor plans that align precisely with your business operations and budget.

What to Expect From Our Contractor Insurance Process

1. Consultation and Risk Evaluation

We begin by understanding your business, operations, employee count, vehicle use, and other relevant factors.

2. Customized Quote Comparison

Next, we request competitive quotes from multiple carriers, focusing on comprehensive coverage and affordability.

3. Policy Selection and Implementation

You choose the plan that fits best. We handle all paperwork to activate your coverage quickly so you can continue work without interruption.

4. Ongoing Support and Policy Review

Construction businesses evolve; we regularly review your coverage to update policies as your business grows or changes.

Benefits of Having Proper Contractor Insurance

Protect Your Employees:

Ensure your workers receive medical care and wage replacement if injured.

Guard Against Costly Lawsuits:

Liability claims can jeopardize your company’s financial health.

Maintain Compliance:

State laws and client contracts often mandate proof of insurance.

Preserve Your Reputation:

Being insured helps you build trust with customers, suppliers, and partners.

Support Business Growth:

Access more contracts and bidding opportunities with verified coverage.

Tips for Contractors to Optimize Insurance

Essential Advice

  • Practice Workplace Safety: Maintaining safe job sites lowers claim frequency and reduces premiums.
  • Keep Records Up to Date: Accurate employee and payroll information helps ensure correct coverage and billing.
  • Shop Annually: Insurance markets fluctuate—compare rates yearly to stay competitive.
  • Bundle Policies: Combining general liability, workers’ comp, and auto coverage can lead to discounts.
  • Understand Policy Details: Keep clear about exclusions, limits, and coverage durations to avoid surprises.

About The Right Price Agency

Located at 20 Simon Miller Road, Wheelersburg, Ohio 45694, The Right Price Agency was founded to address the unique insurance challenges contractors face. Our team blends construction industry experience with insurance expertise to deliver unmatched service and solutions. We handle everything from initial consultation through policy management, always aiming for clarity, fairness, and reliability.

Protect your contracting business with comprehensive insurance solutions from The Right Price Agency. Call (713) 562-7340 today to get started with a personalized quote and expert guidance.